dfree . No debt, no deficits, and no delinquencies. Drawing on his years of experience as a pastor, public policy maker, and community leader, DeForest Buster Soaries, Jr. shares the four vital keys to debt-free living in this groundbreaking, life-changing new approach. The idea that we would be voluntary slaves is offensive to all of our sensibilities, says Soaries, But when we continue to spend what we don t have, charge what we don t need, and borrow more than we can repay, then we must call the problem what it is: slavery. This is not another financial literacy program assuming that all people need is information. Soaries believes living in debt is an emotional, spiritual, and psychological problem as much as it is an educational and informational one. Here, Soaries shares the four vital keys to debt-free living that have helped hundreds of families in his church get out of debt. By replacing the get more money mentality with a get out of debt approach to financial freedom, not only were hundreds of people able to go debt free, his church s offerings increased by $1 million dollars--during the recession. Find out how you can leave a financial legacy of your own by saying yes to no debt. Says Soaries: There may be no greater need than to understand the value and joy of debt-free living. There may be no greater legacy we can leave our children. "